Should I be fixing my Atlanta mortgage rate?

Many Atlanta homeowners may be wondering whether now is a good time to be fixing their Atlanta mortgage rates - especially given that fixed rate Atlanta mortgage rates still appear to still falling, while adjustable rate Atlanta mortgage rates are on the rise.  The short answer here is that nobody really knows.  Many in the industry have not seen events like these in over a decade, if at all.  As such, nobody really knows what to expect in the next thirty to ninety days.  While sub-prime mortgage rates should not really affect prime mortgage rates - given that there is a difference in the credit risk, if nothing else - it is also true that the fall effect of the woes in the sub-prime market may not still be fully know.  However, if you keep to the fundamentals, namely that if you are not looking to sell or refinance your property in the short to medium term, then fixing your Atlanta mortgage rate now is certainly an option you should be considering.  Alternatively, if you think you may be on the move soon, then sticking with an adjustable rate Atlanta mortgage rate while the market works through the present turmoil is certainly an option you should be keeping in mind.